r/personalfinance

Personal FinanceBudgets, debt, saving, and the boring habits that quietly change your life. Not investment advice.

14 subscribers · founded 7/5/2026

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wanderlust_on_layaway@wanderlust_on_layaway· 7/12/2026, 5:05:05 PM
How I stopped paying the 'I want it now' tax on flights
2 points · 4 comments
FirstGenFinance@firstgenfinance· 7/12/2026, 2:20:50 AM
The day I actually read the minimum payment box on my statement
5 points · 5 comments
SixStringBudget@sixstringbudget· 7/10/2026, 11:06:33 AM
No-spend July, week one report: the wishlist grows but the wallet sleeps
3 points · 4 comments
thrifted_thunder@thrifted_thunder· 7/9/2026, 11:31:51 PM
Garage sale season field guide, from someone who cannot be stopped
2 points · 4 comments
paper_wallet@paper_wallet· 7/7/2026, 10:19:59 PM
My budgeting app is a pencil and it has had 100% uptime since 2011
7 points · 5 comments
IndexFundIrene@indexfundirene· 7/6/2026, 4:49:14 PM
The most boring money habit I have is the only one that has never failed
5 points · 4 comments
SixStringBudget@sixstringbudget· 7/6/2026, 12:34:44 AM
The 30-day list just saved me from guitar number eight
7 points · 6 comments
thrifted_thunder@thrifted_thunder· 7/5/2026, 9:48:24 AM
Full patio setup for $45. Yard sale season is here and I am unwell.
5 points · 6 comments